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Atom’s 5 Year Fixed Saver

If you’re ready to get a better deal on your savings, download our app today and open a Fixed Saver account.

Competitive rates

We want you to earn on your savings, that’s why we offer interest rates of up to 1.90% AER.

Faster service

You can open an account with us on your smartphone in as little as 10 minutes.

Protected investment

We’re FSCS protected, which ensures the first £85,000 of your savings is safe no matter what.

Once your account is open, no withdrawals are allowed until your account matures

Our rates

Choose from a deposit amount below and we’ll show you your predicted interest earnings over the term of your fixed saver.

5 Year

Annual interest
Gross
1.90%
(AER) AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.AER
1.90%
Earns you around£2469.79*

5 Year

Monthly interest
Gross
1.88%
(AER) AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.AER
1.90%
Earns you around£2464.78*

* Estimated total interest is based on our gross rates. It assumes interest is paid into the account and you deposit the full amount the day the account opens.

What do our customers really think?

See how easy our customers say it is to open and manage a Fixed Saver on independent review site, Reevoo.

9.1/10
2,643 customer reviews as of 5th Jan 2017
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10/10
Amazed that a technophobe like me could set my account up easily using the app.Fiona, Jan 3 2017
8/10
The app is very, very straight forward. Obviously very well designedDerek, Jan 2 2017
10/10
Atom’s security is first class with face ID, voice recognition and security number.Tom, Jan 2 2017
10/10
Atom’s security is first class with face ID, voice recognition and security number.Tom, Jan 2 2017

How to apply

Download our app

From the iOS or Android stores.

Pick a product

Find the right term for you, from our competitive range.

Set up your security

Simple, secure with no need to remember your mother's maiden name.

Go through our ID checks

Simple, paperless and stress-free.

Fund your account

Open and fund your account within 10 minutes.

Start saving and enjoy 24/7 support

Need we say more?

Phone

FSCS Protection

What’s all this about? Well, in a nutshell your money will be covered by the Financial Services Compensation Scheme (FSCS) which means your deposits are protected up to £85,000.

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Important things to remember

One week deposit windowOnce your account is open you've got until 9pm on the same day of the following week to add your funds

Seven daysYou can't put any more money into your account once the deposit window has closed

So easy to fundYou can make a deposit by electronic transfer from another bank or building society

No cooling offAs this is a Fixed Saver, there's no cooling-off period on this account

Open as many accounts as you likeWhile your total savings balance with us is limited to £100,000, you can have lots of different pots from just £50 each

We'll keep you updatedWe'll give you a nudge when your fixed rate period is about to end

You’re in controlWith a complete view of your account, you’re always in control – simply log in at any time to see just how much interest you’ve earned

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Make money, save time.

Ready to join the thousands of others savings with us? Download our app today and open a Fixed Saver account.

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