Everything happens on the app, so we don’t have to shell out on branches. We pass the savings onto you in the form of better rates.
Open an account in as little as 10 minutes.
We’re FSCS protected, which ensures the first £85,000 of your savings are safe should anything happen to Atom.
Once you put money in a Fixed Saver, you can't get it out until the fixed term ends
Show me the rates
Choose an amount from the options below and we’ll show you how much interest you could earn.
3 MonthAnnual interest
3 MonthMonthly interest
6 MonthAnnual interest
6 MonthMonthly interest
1 YearAnnual interest
1 YearMonthly interest
2 YearAnnual interest
2 YearMonthly interest
3 YearAnnual interest
3 YearMonthly interest
5 YearAnnual interest
5 YearMonthly interest
* The estimated total interest is based on our gross rates. It assumes interest is paid into the account and you deposit the full amount the day the account opens. The date you open the account may affect the amount of interest you receive.
Yeah, but what do customers think?
They love it- see how easy our customers say it is to open and manage a Fixed Saver on independent review site, Reevoo.
I'm in. Show me how.
Download our app
From the Google Play or Apple App Store
Pick a product
Find the right term for you, from our competitive range.
Set up your security
Simple, secure with no need to remember your mother's maiden name.
Go through our ID checks
Simple, paperless and stress-free.
Fund your account
Open and fund your account within 10 minutes.
Start saving and enjoy 24/7 support
Need we say more?
What’s all this about? Well, in a nutshell your money will be covered by the Financial Services Compensation Scheme (FSCS), which means your deposits are protected up to £85,000 should anything happen to the bank.
Things to remember
One week deposit windowOnce your account is open you've got until 9pm on the same day of the following week to add your funds.
Seven daysYou can't put any more money into your account once the deposit window has closed.
Easy to fundPay money into your account by electronic transfer from another bank or building society.
No cooling offAs this is a Fixed Saver, there's no cooling-off period on this account.
Open as many accounts as you likeYour total savings balance with us is limited to £100,000, but you can split this over as many accounts as you like - as long as you deposit a minimum of £50 in each.
We'll keep you updatedWe'll give you a nudge when your fixed rate period is about to end
You’re in controlWith a complete view of your account, you’re always in control – simply log in to your app at any time to see just how much interest you’ve earned.
Sound good? Get the app
Ready to join the thousands of others savings with us? Download our app today and open a Fixed Saver account.