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Fixed Savers that work for you

Join our thousands of customers and get a better deal for your savings right now. Time is money, after all. Why wait around when you can open an account with us in 10 minutes?

Competitive rates

Everything happens on the app, so we don’t have to shell out on branches. We pass the savings onto you in the form of better rates.

Super-fast setup

Open an account in as little as 10 minutes.

Your money’s secure

We’re FSCS protected, which ensures the first £85,000 of your savings are safe should anything happen to Atom.

Once you put money in a Fixed Saver, you can't get it out until the fixed term ends

Show me the rates

Choose an amount from the options below and we’ll show you how much interest you could earn.

3 Month

Annual interest
Gross
0.90%
(AER) AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.AER
0.90%
Earns you around£54.86*

3 Month

Monthly interest
Gross
0.90%
(AER) AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.AER
0.90%
Earns you around£54.90*

6 Month

Annual interest
Gross
1.69%
(AER) AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.AER
1.70%
Earns you around£209.51*

6 Month

Monthly interest
Gross
1.69%
(AER) AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.AER
1.70%
Earns you around£210.24*

1 Year

Annual interest
Gross
1.95%
(AER) AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.AER
1.95%
Earns you around£487.50*

1 Year

Monthly interest
Gross
1.93%
(AER) AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.AER
1.95%
Earns you around£486.78*

2 Year

Annual interest
Gross
2.10%
(AER) AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.AER
2.10%
Earns you around£1062.49*

2 Year

Monthly interest
Gross
2.08%
(AER) AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.AER
2.10%
Earns you around£1062.46*

3 Year

Annual interest
Gross
2.37%
(AER) AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.AER
2.37%
Earns you around£1821.66*

3 Year

Monthly interest
Gross
2.34%
(AER) AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.AER
2.37%
Earns you around£1817.94*

5 Year

Annual interest
Gross
2.49%
(AER) AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.AER
2.49%
Earns you around£3273.29*

5 Year

Monthly interest
Gross
2.46%
(AER) AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.AER
2.49%
Earns you around£3270.45*

* The estimated total interest is based on our gross rates. It assumes interest is paid into the account and you deposit the full amount the day the account opens. The date you open the account may affect the amount of interest you receive.

View our archived saver rates

Yeah, but what do customers think?

They love it- see how easy our customers say it is to open and manage a Fixed Saver on independent review site, Reevoo.

Savings Champion Award 2019- Winner
Savings Champion Award 2019- Highly Commended

I'm in. Show me how.



Download our app

From the Google Play or Apple App Store

Pick a product

Find the right term for you, from our competitive range.

Set up your security

Simple, secure with no need to remember your mother's maiden name.

Go through our ID checks

Simple, paperless and stress-free.

Fund your account

Open and fund your account within 10 minutes.

Start saving and enjoy 24/7 support

Need we say more?

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FSCS Protection

What’s all this about? Well, in a nutshell your money will be covered by the Financial Services Compensation Scheme (FSCS), which means your deposits are protected up to £85,000 should anything happen to the bank.

FSCS Protected Logo

Things to remember

One week deposit windowOnce your account is open you've got until 9pm on the same day of the following week to add your funds.

Seven daysYou can't put any more money into your account once the deposit window has closed.

Easy to fundPay money into your account by electronic transfer from another bank or building society.

No cooling offAs this is a Fixed Saver, there's no cooling-off period on this account.

Open as many accounts as you likeYour total savings balance with us is limited to £100,000, but you can split this over as many accounts as you like - as long as you deposit a minimum of £50 in each.

We'll keep you updatedWe'll give you a nudge when your fixed rate period is about to end

You’re in controlWith a complete view of your account, you’re always in control – simply log in to your app at any time to see just how much interest you’ve earned.

Sound good? Get the app

Ready to join the thousands of others savings with us? Download our app today and open a Fixed Saver account.

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