These rates are effective from the date you open your account, on deposits of at least £50 and are fixed until the end of your product term.
1.95% Yearly AER
1.95% Yearly Gross
Rates can be withdrawn from sale at any time.
- All interest is paid gross.
- From 6 April 2016, the introduction of the new Personal Savings Allowance means that if you’re a basic rate taxpayer, you’ll be able to earn up to £1,000 interest tax-free; this limit is £500 for higher rate taxpayers.
- Where possible, HMRC will automatically collect any tax you owe through a change to your tax code.
- Go to: https://www.gov.uk/government/publications/personal-savings-allowance-factsheet for more information.
Not applicable - we don’t have bonus rates.
You can't make any withdrawals or transfers until maturity.
Through your Atom App.
Some useful definitions, to help you out:
Other important information:
The ‘Fixed Saver T&Cs’ give you more detail about how the product works, so you can decide if it’s right for you.