Modern Toss Competition - Terms and Conditions

  1. The competition is open to UK residents aged 18 and over, with the exception of Atom bank employees, their immediate families, and anyone professionally connected with the promotion. It is promoted by Atom bank plc of The Rivergreen Centre, Aykley Heads, Durham, DH1 5TS.

  2. The winners will receive one Atom branded t-shirt, and one sticker sheet (on a first-come, first-served basis).

  3. We will use the personal data submitted to process your entry and will only use it to send your prize to you. For further information on how we use your data, please visit our privacy and data policy on our website at

  4. No purchase necessary, entry to the competition is free.

  5. Only one entry per person. Bulk entries from trade, consumer groups or third parties will not be accepted. Multiple entries made by the same person from various email addresses or other accounts including Twitter, or from the same IP address will not be accepted.

  6. Entrants must read these Terms and Conditions (“T&Cs”) to be eligible and by entering will be deemed to have accepted them. A copy of the T&C’s will be available on our website at

  7. Incomplete, illegal, misdirected or late entries will not be accepted. Responsibility cannot be accepted for lost, damaged or delayed entries, whether due to technical or connectivity problems or otherwise.

  8. To enter, entrants must upload a photograph of themselves with one of our adverts in London, Durham or Newcastle. Entrants must mention and be following @atom_bank on either Twitter or Instagram and use the hashtag #Atomforme.

  9. There are 40 prizes each of Atom branded t-shirts and sticker sheets.

  10. Entries must not infringe any third party intellectual property without prior informed consent from the rights holder. Entries that contain abusive, inappropriate, offensive or obscene language or imagery will be disqualified. Examples of language/images considered to be inappropriate, offensive or obscene, include (but are not limited to): any message/image which contains (a) swearing; (b) comments or actions which appear to be discriminatory of any person, company or group of individuals, for example comments of a racist, sexist or homophobic nature; (c) sexual innuendo, sexual language or sexual acts, actions or gestures; (d) promoting any illegal unlawful activity such as drug use; (e) any message that appears to be an advertisement or solicitation to buy;

  11. Entry to the competition opens on Friday 27th September 2019 and closes at midnight on Sunday 20th October 2019.

  12. The promotion will run on a first-come, first-served basis so the first 40 uploads that comply with these terms and conditions will receive the prize.

  13. Atom will reply to winners asking them to direct message us through the channel used for entry with their address details and required t-shirt size. The winners must respond by Tuesday 22nd October 2019 to claim their prize. Sizes will be given on a first-come, first-served basis, in the event that the required size is not available, an alternative size will be given.

  14. No compensation for loss of earnings will be paid by Atom bank for participation in any aspect of this competition.

  15. The prizes are as stated, they are not transferable and there are no alternative prizes or cash substitutes. Atom bank reserves the right to substitute the prizes for other prizes of like value in the event that the selected prizes are unavailable for any reason whatsoever.

  16. All personal details and/or information given in the competition or otherwise must be truthful, accurate and in no way misleading. Atom bank reserves the right to disqualify entrants if they have supplied untruthful, inaccurate or misleading personal details and/or information.

  17. Atom bank shall own all the copyright and other intellectual property rights in the entries and any other materials (whether visual, oral or written) generated during the various stages of this competition, in perpetuity and on a worldwide basis for use at Atom bank’s sole discretion, including, without limitation, use in advertising, other media, press releases, editorial and promotional activity, point of sale material, Atom bank’s websites, third-party websites (including Facebook, Instagram, Twitter and YouTube), newsletters and e-newsletters.

  18. Atom bank reserves the right to not feature any or all entries due to space, time or editorial reasons.

  19. Neither Atom bank nor agencies involved in this promotion may be liable to the winners, whether arising from wrongdoing including negligence, breach of contract or otherwise or for any other loss or damage whatsoever and howsoever caused by matters relating to participation in this promotion, in relation to the prizes to the extent permissible by law.

  20. Atom bank reserves the right in its absolute discretion to add to or waive any of these T&Cs, or to cancel the promotion at any stage, in the event of circumstances arising beyond its reasonable control.

  21. By entering this competition, entrants will be deemed to be bound by and have accepted these terms and conditions. Atom bank shall disqualify any entries that have failed to abide by these T&Cs and/or are in breach of these T&Cs.

  22. English law applies and the English courts shall have exclusive jurisdiction over any proceedings in connection with this promotion.