Near Prime Index

A biannual report that brings together economic insights, Atom bank data and the thoughts and hopes of mortgage brokers from across the country.

What is the Near Prime Index?

The Near Prime Index is a biannual report providing a snapshot of the Near Prime lending market, collating economic insights, Atom bank data and views from our residential mortgage broker panel.

Brokers share their experiences with Near Prime clients, covering factors like:

  • Issues pushing borrowers away from Prime deals
  • Key considerations for Near Prime borrowers
  • Expectations for the future of the market
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Want to grab a copy?

Download the latest report here to see a snapshot of the Near Prime lending market, including commentary from industry experts.

Atom bank Near Prime Index H1 2025