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The future of banking, available today

We’re the UK’s first bank built exclusively for mobile. We’re redefining what a bank should be, making things straightforward, personal and great value. What’s more, we’re always at hand, because we’ll be packing an entire bank into our App.

Want to find out more?

It’s a pleasure, treasure

Our App is full of gems. Not only will you receive your own unique Atom logo, making our App truly personal, but you’ll be able to name your bank whatever you want to. And when it comes to opening an account you’ll be done in just a few taps.

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Easy access whenever, wherever

Smile. You can login using face and voice recognition. Easy. What’s more, you’ll have 24/7 support from our team at Atom HQ, standing by…

Want a new way to bank?

We’ll show you the future

We’ll give you a peek into the future by predicting how much interest you’ll earn in months to come. And we’ll give you a little nudge when you need to do something. Unlike some banks you may know.

Want to see your future?

1.95% AER

Fewer costs for us = better rates for you

We’ve reduced our overheads by not having branches. That helps us give you better interest rates. Case in point, our 1 Year Fixed Saver earns you 1.95%.

Competitive rates and a simple product

What are we up to?

We’re up and running, authorised by the PRA, regulated by the FCA and a member of the FSCS. Not bad going for a one-and-a-bit year old.

There’s lots more to come. Keep up to date like 70,000 others via Inside Atom.

We're also revolutionising mortgages

Are you ready to buy the house of your dreams, or just want to remortgage it? Well, we offer very competitive mortgage products, so just hit the button below to find out more.

Sounds great, I want to find out more about mortgages


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