The future of banking, available today
We’re the UK’s first bank built exclusively for mobile. We’re redefining what a bank should be, making things straightforward, personal and great value. What’s more, we’re always at hand, because we’ll be packing an entire bank into our App.
Want to find out more?
It’s a pleasure, treasure
Our App is full of gems. Not only will you receive your own unique Atom logo, making our App truly personal, but you’ll be able to name your bank whatever you want to. And when it comes to opening an account you’ll be done in just a few taps.
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Easy access whenever, wherever
Smile. You can login using face and voice recognition. Easy. What’s more, you’ll have 24/7 support from our team at Atom HQ, standing by…
Want a new way to bank?
We’ll show you the future
We’ll give you a peek into the future by predicting how much interest you’ll earn in months to come. And we’ll give you a little nudge when you need to do something. Unlike some banks you may know.
Want to see your future?
Fewer costs for us = better rates for you
We’ve reduced our overheads by not having branches. That helps us give you better interest rates. Case in point, our 1 Year Fixed Saver earns you 1.95%.
Competitive rates and a simple product
Customer Panel
You give your feedback, we act on it
Mortgages
We've gone nationwide with our brokers, getting folks in homes, for less
Biometrics
Every day we try to find better ways of doing things on our app
Business loans
We're always trying to improve the process, making it even easier
will.i.am
The entrepreneur, philanthropist and musician, joined the Atom family as our Strategic Board Advisor
What are we up to?
We’re up and running, authorised by the PRA, regulated by the FCA and a member of the FSCS. Not bad going for a one-and-a-bit year old.
There’s lots more to come. Keep up to date like 70,000 others via Inside Atom.
We're also revolutionising mortgages
Are you ready to buy the house of your dreams, or just want to remortgage it? Well, we offer very competitive mortgage products, so just hit the button below to find out more.