Welcome to Atom.The bank that
works for you
App based, customer first
We’re not most banks. In fact, we are the UK’s first app-based bank, here to make things better for you. Our award-winning customer service and competitive mortgage and savings rates keep our thousands of customers smiling.
Are you saving, buying or growing?
We’ve got what you’re looking for. All of our products are designed to be simple, straightforward and hassle-free. And because we don’t have to fork out for expensive branches, we can offer you better rates.
Save up to 1.86% AER AER means annual equivalent rate. It tells you how much interest you'd earn if you put your money in an account and left it there for a full year.with our fixed term savings
At least one of our savings products was at the top of best buy table for a total of 116 days last year. Why not take a look at our range of savings products which are all protected under the FSCS.
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Fast, straightforward mortgages
We offer competitive rates, advice on what’s best for you through our independent brokers and a process you can follow step-by-step, all in app.
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Take your savings and mortgages with you wherever you are, 24/7.
We’ve done away with fiddly keypads and instead use your face and voice as your password. Simple. After all, we’re all about you.
