With independent advice, award-winning products, and a process you can follow every step of the way, our mortgages work for you.
Why choose Atom bank
A range of terms, and some of the most competitive rates on the market. What’s not to love?
An independent broker will scour the market to find the best deal for you – even if it’s not with us.
You get complete, real-time visibility of your mortgage on the app, from application to completion, and beyond.
Our latest rates
These are our fixed rates today, but they’re subject to change. So if you like what you see, contact a broker.
- Product Transfer
- Moving Home
- First Home
The below products are only available to existing Atom mortgage customers. We will keep assessing the market to ensure we can relaunch products for new customers when the time is right. We’ll continue posting updates here and on our COVID-19 help page, so keep your eyes peeled for more information.
No product fee
Initial rate
2.34%SVR
APR
Early repayment charge until Fri Sep 30 2022
No product fee
Initial rate
2.34%SVR
APR
Early repayment charge until Tue Sep 30 2025
Yeah, but what do customers think?
We use Reevoo – an independent review company – to get feedback from real mortgage customers. It’s impartial, honest and well worth a look.
Find a broker
Looking for a mortgage? First step is to chat to one of the brokers we work with to ensure Atom is right for you