Remortgage with Atom

Find out everything you need to know about remortgaging and our range of remortgage products below.

What is a remortgage?

In a nutshell, remortgaging means staying in your current property but taking out a new mortgage deal. If you’re an existing Atom customer, choosing to continue your mortgage journey with us once your current fixed term deal ends, we call this a product transfer.

Why remortgage?

Why might a remortgage be right for you? Here’s a scenario. Your fixed term with another lender is coming to an end. There’s an option to drop onto the Standard Variable Rate (SVR) with your current lender, but the unpredictability of a SVR means you could end up paying more in the long-term. You come to the decision that you want to lock in a new, competitive rate for a fixed period of time as you plan on staying in the property for a good few years yet.

With so much to consider, choosing the right remortgaging deal can be tricky, that’s why talking through your circumstances with a broker will make sure you get the best remortgage for you.

What remortgages does Atom offer?

These are our current deals but they are subject to change. If you like what you see, contact a broker.

How to apply

New customers

Atom mortgages are only available through independent brokers. This makes sure you get advice on the very best remortgage rates and deals, even if it’s not with us.

Existing customers

If you’d like to remortgage with Atom simply talk to the broker you worked with last time, or find a new broker using our super simple Find a broker tool below.

Find a broker

Looking for a mortgage? First step is to chat to one of the brokers we work with to ensure Atom is right for you