We're all about making a difference
Whether you want to make the most of your savings, apply for a mortgage or take out a loan for your business, we provide simple, secure products that can make a difference.
Find out how we're changing the industry...
For our customers
We're building the bank that our customers want us to be. We keep things simple, secure and great value, so they can save and borrow money with ease and peace of mind.
Find out more about how we support customers.
For our people
Our bank relies on a fantastic team behind the scenes to be the best it can be, and that's why we're committed to making it an outstanding place for them to work.
Find out more about how we support our team.
For the greater good
We want to leave the world better than we found it. That's why we're dedicated to putting sustainable practices and community initiatives into action.
Find out more about what we're doing for a better world.
For a better way
We're using technology to create real value for customers and investors. We are a bank with automation, data and security at its heart.
Find out more about how we're innovating with tech.
What's the story?
We were founded in 2014 as the UK's first app-based bank and were the country's first digital-only bank to be granted a regulatory licence.
We're based in the North East of England and we love the region for its culture, energy and sense of community, so we strive to add value wherever we can.
We've grown to a team of over 470 people, many of whom are based in the area. As a progressive employer, we understand the benefits of enabling a diverse bunch of people to shape our business, so we're actively making it easier for individuals from a range of backgrounds to work for us.
Atom bank is regulated by the Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA).
Who is running the show?
We're run by real-life humans, all determined to improve your Atom bank experience. They come complete with faces, voices and huge amounts of banking knowledge.
Andrew
Marshall
Interim Chief Executive Officer
Andrew has over 20 years' experience in banking. He has held senior positions in EY auditing, advising financial services institutions on retail credit risk management with a focus on banking and capital markets, before serving as a Director in Barclays Group Finance delivering reporting to public markets and executing corporate finance transactions. Since joining Atom in 2016, Andrew has held the positions of Group Financial Controller, Deputy CFO and Director of Corporate Finance, leading on a number of key initiatives including capital raises, securitisation transactions, and the successful Banking Competition Remedies bid and became Chief Financial Officer in November 2022.
Lee
Rochford
Chairman
Lee has spent 35 years in financial services. Most recently Lee was CEO at Arrow Global plc, a listed integrated asset manager that Lee took through both a strategic and cultural transformation before taking the business private. Prior to that, Lee was CFO at Virgin Money, playing an instrumental role in taking the business public, as well as working at a variety of international banks advising financial services businesses on their balance sheet management and funding strategies.
Lee is also a Governor and Chair of the Finance and Investment Committee at Nuffield Health, the UK’s largest healthcare charity. Previously, he has been Trustee of Metropolitan Housing Trust, a charitable housing association and Trustee and Treasurer of the Migration Museum.