What we’re all about

Founded in 2014 as the UK’s first app-based bank, we’ve grown to over 400 people, based in the North of England, all focused on building the bank our customers would want us to be.

Young man, wearing yellow sweater, reading a book and finding out more about Atom bank
For our customers

We've built a bank you'll want to be a part of. It puts your needs first and keeps things super-simple and secure.

For the greater good

We’re a responsible, considerate and active part of our community. Addressing the challenges in our industry, and the wider community, helping to build the right future.

For a better way

We're using technology to create real value for customers and investors. A bank with automation and data at its heart.

Inside Atom HQ

The views, opinions and musings from across the team.


We’ve registered with the Lending Standards Board2 minutes | 09 August 2022

Inside Atom

We can’t wait to welcome our EY Foundation Smart Futures interns2 minutes | 05 August 2022


Confirmation of Payee: Here’s what you need to know3 minutes | 04 August 2022

Who's running the show?

We're run by real-life humans, all determined to improve your Atom bank experience. They come complete with faces, voices and huge amounts of banking knowledge.

Chief Executive Officer,
Mark Mullen

He’s the former Chief Executive of First Direct, the first UK bank to offer an ‘always-open’ service to customers. In 2017 he took over the leadership of the Challenger Bank Stakeholder Group as part of the Open Banking Implementation Entity (OBIE).

Bridget Rosewell CBE

Bridget is an economist with more than 30 years’ experience. She started her career as a tutor at the University of Oxford. As well as advising government, working on development projects, infrastructure and risk analysis, she is also the Chair of the Driver and Vehicle Standards Agency (DVSA) and a Commissioner at National Infrastructure Commission (NIC). In 2019 Bridget was appointed Commander of the Order of the British Empire (CBE) for services to the economy.

Reasons to be proud

In Atom we trust

We're proudly based in the north east of England, an area with one of the highest level of youth unemployment in the UK. Partnering with The Prince's Trust, we provide mentoring and workshops to young people, so they feel better prepared to find work.

Incubating local talent

Our community is important to us and new technology is our lifeblood. That's why we came up with Atom Incubator. Based in our Durham HQ, Atom Incubator offers professional advice, space and access to a community of technology startups and entrepreneurs.

The Fintech Pledge

We’re committed to driving fintech growth so that’s why we’re a signatory of the Fintech Pledge. It’s an initiative of the Fintech Delivery Panel, supported by HM Treasury, to ensure that the UK is the best place to start and grow a fintech business. A world-first, the Fintech Pledge sets standards for the establishment of efficient and transparent partnerships between banks and fintechs. Find out more here.