First time buyer mortgages with Atom

Find out everything you need to know about first time buyer mortgages and our range of products below.

What's a first time buyer mortgage?

Put simply, it’s a mortgage for anyone that’s not previously owned their own home. To help you get your foot on the property ladder they’re often available with incentives such as cashback, discounted fees or reduced deposit amounts.

Why might a first time buyer mortgage be right for you?

Whether you’re looking to escape your flatmate’s piles of dirty dishes, cut your parent’s apron strings, or simply want to go it alone (or with that special someone), a first time buyer mortgage could be a great choice. And because you can track your application every step of the way in our app, you can get to grips with the (sometimes overwhelming) mortgage process whilst you make plans for a home sweet home.

Young couple checking their Atom bank app in their new home

What first time buyer mortgages does Atom offer?

These are our current mortgage deals for first time buyers but they are subject to change. If you like what you see, contact a broker.

How to apply for a first time buyer mortgage

Atom first time buyer mortgages are only available through independent brokers. This makes sure you get advice on the very best deal, even if it’s not with us.