Near Prime mortgages

What is a Near Prime mortgage?

Many lenders demand a perfect credit score, which can make life difficult when you need a mortgage.

A Near Prime mortgage is designed to help you get a mortgage when you have a less-than-perfect record. Many lenders would simply categorise this as bad credit, which could stop you from being approved.

We offer Near Prime products alongside our wider mortgage range to ensure we’re helping as many people as possible to move, buy or remortgage.

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How to apply for a Near Prime mortgage

Speak to a broker now regarding our eligibility criteria and to ensure Atom is right for you.

Near Prime mortgage FAQs

Got a question about our Near Prime mortgages? Have a read of our FAQs below or get in touch with us.