09/07/2026
1 min read
We’ve decreased rates across our Prime range
Today, Thursday, 9th July, we have cut rates across our Prime range by up to 0.20%.
With immediate effect, rates on Prime products available up to 90% LTV have been reduced by 0.15%, while existing fee-free 95% LTV options have fallen by 0.20%. Alongside these reductions, Atom bank has introduced a new suite of products, available at up to 95% LTV, with a £900 fee.
As a result of the reductions, Prime rates start from 4.99% for both 2 and 3-year fixed rate products up to 85% LTV, with a £900 fee.
This is the third series of rate cuts on Atom bank’s Prime range within a month, highlighting the bank’s commitment to providing great value to brokers and borrowers. It also follows the introduction of a new tier of Near Prime products, available at 95% LTV, in response to broker feedback citing the need for more small deposit options in this area of the market
How to place an application
Brokers can place an application by logging onto the Portal, selecting a Prime product code and completing the application.
Any questions?
For more information, contact our TBDM team.