First-time buyers, we’re on your side - Terms and Conditions

  1. This promotion is open to recipients of the ‘First-time buyers, we’re on your side’ email. It is promoted by Atom bank plc of The Rivergreen Centre, Aykley Heads, Durham DH1 5TS (”Atom bank”).

  2. By responding to the email, the recipient will be entitled to receive a £10 Amazon voucher subject to these terms and conditions (the “T&Cs”). To enter, entrants must reply to the email by Monday 2nd September with at least three things they wish they knew before buying their first home.

  3. No purchase necessary, entry is free

  4. Only one entry per person. Bulk entries from trade, consumer groups or third parties will not be accepted. Multiple entries made by the same person from various email addresses or other accounts including Facebook, or from the same IP address will not be accepted.

  5. Entrants must read these T&Cs to be eligible and by entering will be deemed to have accepted them. A copy of the T&C’s will be available on our website at

  6. Incomplete, illegal, misdirected or late entries will not be accepted. Responsibility cannot be accepted for lost, damaged or delayed entries, whether due to technical or connectivity problems or otherwise.

  7. There are a total of four prizes each of one £10 Amazon gift voucher.

  8. Entries must not infringe any third party intellectual property without prior informed consent from the rights holder, or abusive, inappropriate, offensive or obscene language or imagery will be disqualified. Examples of language considered to be inappropriate, offensive or obscene, include (but are not limited to): any message which contains (a) swearing; (b) comments or actions which appear to be discriminatory of any person, company or group of individuals, for example comments of a racist, sexist or homophobic nature; (c) sexual innuendo, sexual language or sexual acts, actions or gestures; (d) promoting any illegal unlawful activity such as drug use; (e) any message that appears to be an advertisement or solicitation to buy;

  9. Entry opens on Tuesday 27th August and closes on Monday 2nd September.

  10. The voucher will be sent to the recipients’ email address on Tuesday 3rd September. If the recipient wishes for the voucher to be sent to a different email address, they must contact us on by Monday 2nd September.

  11. The prizes are as stated, they are not transferable and there are no alternative prizes or cash substitutes. Atom bank reserves the right to substitute the prizes for other prizes of like value in the event that the selected prizes are unavailable for any reason whatsoever.

  12. All personal details and/or information given in the competition or otherwise must be truthful, accurate and in no way misleading. Atom bank reserves the right to disqualify entrants if they have supplied untruthful, inaccurate or misleading personal details and/or information.

  13. Atom bank shall own all the copyright and other intellectual property rights in the entries and any other materials (whether visual, oral or written) generated during the various stages of this competition, in perpetuity and on a worldwide basis for use at Atom bank’s sole discretion, including, without limitation, use in advertising, other media, press releases, editorial and promotional activity, point of sale material, Atom bank’s websites, third party websites (including Facebook, Instagram, Twitter and YouTube), newsletters and e-newsletters.

  14. Atom bank reserves the right to not feature any or all entries due to space, time or editorial reasons.

  15. Neither Atom bank nor agencies involved in this promotion may be liable to the winners, whether arising from wrongdoing including negligence, breach of contract or otherwise or for any other loss or damage whatsoever and howsoever caused by matters relating to participation in this promotion, in relation to the prizes to the extent permissible by law.

  16. Atom bank reserves the right in its absolute discretion to add to or waive any of these T&Cs, or to cancel the promotion at any stage, in the event of circumstances arising beyond its reasonable control.

  17. By responding, entrants will be deemed to be bound by and have accepted these terms and conditions. Atom bank shall disqualify any entries that have failed to abide by these T&Cs and/or are in breach of these T&Cs.

  18. English law applies and the English courts shall have exclusive jurisdiction over any proceedings in connection with this promotion.