Fixed Rate Saver

A fixed saving account that works for you

Our fixed saver is available with a competitive range of accounts from 6 months to 5 years that can be opened in 10 minutes, from wherever you are, find the one that works for you.

Why open an Atom fixed saver?

Competitive fixed rates

Everything happens on the app, so we don’t have to shell out on branches. We pass the savings onto you in the form of better fixed rate savings.

Super-fast setup

Open a fixed rate saver account in as little as 10 minutes.

Your money's secure

Once you put money in a Fixed Saver, you can't get it out until the fixed term ends.

Once you put money into a Fixed Saver, you can't get it out until the fixed term ends

Our fixed rate savings accounts

Our fixed rate savers allow you to choose the amount that you want to save and the time period that you want to save over. Use our fixed rate savings calculator below to show you how much interest you could earn.

Annual interest

Gross

0.20%

AER

AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.
0.20%

Earns you around

£24.93*

Monthly interest

Gross

0.20%

AER

AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.
0.20%

Earns you around

£24.95*

Annual interest

Gross

1.00%

AER

AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.
1.00%

Earns you around

£250.00*

Monthly interest

Gross

1.00%

AER

AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.
1.00%

Earns you around

£251.16*

Annual interest

Gross

1.37%

AER

AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.
1.37%

Earns you around

£689.69*

Monthly interest

Gross

1.36%

AER

AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.
1.37%

Earns you around

£688.96*

Annual interest

Gross

1.53%

AER

AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.
1.53%

Earns you around

£1166.22*

Monthly interest

Gross

1.52%

AER

AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.
1.53%

Earns you around

£1166.70*

Annual interest

Gross

1.55%

AER

AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.
1.55%

Earns you around

£1999.64*

Monthly interest

Gross

1.54%

AER

AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.
1.55%

Earns you around

£2000.86*

* The estimated total interest is based on our gross rates. It assumes interest is paid into the account and you deposit the full amount the day the account opens. The date you open the account may affect the amount of interest you receive.

What you need to know about our fixed saver

One week deposit window

Once your fixed rate saver account is open you've got until 9pm on the same day of the following week to add your funds.

Seven days

You can't put any more money into your fixed saver once the deposit window has closed.

Easy to fund

Pay money into your fixed saver by electronic transfer from another bank or building society.

No cooling off

As this is a Fixed Saver, there's no cooling-off period on this account.

Open as many fixed saver accounts as you like

Your total savings balance with us is limited to £100,000, but you can split this over as many fixed rate savings accounts as you like - as long as you deposit a minimum of £50 in each.

We'll keep you updated

We'll give you a nudge when your fixed rate period is about to end.

Ready to open a fixed saver? Get the app

Ready to join the thousands of others savings with us? Download our app today and open a Fixed Saver account.