Building for your future
At Atom we’re building products and experiences that help free you up to fully focus on your business.
Helping you save time, effort and money
Businesses like yours are the lifeblood of the UK’s economy, but unfortunately not all banks act in your best interests. If they did, they wouldn’t try to confuse you and complicate things.
We know that’s not what you want, it’s not what we wanted when we started out either. You need a bank that understands your goals, one that wants to work with you to help achieve them. A bank that invests in your future, not one that simply wants to sell you products.
We’re continually making improvements and building new products and experiences to give you the helping hand you need, so you can focus on running your business. Think hassle-free lending products when you need them most, competitively priced instant access savings accounts, and real-time financial health insights that help you grow. Sound good to you?
What we’ve got planned
We’d like to give you a little look into the future to see what exciting things are on the horizon. Here’s what we’ve got planned, what we’re currently working on, and a list of the improvements we’ve already made.
- Thinking about
- Up next
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- Live
By creating a tool that provides valuable insights into your cash flow, you can look forward with confidence.
By utilising transactional and accounting data, we’ll provide you with actionable insights, and allow you to drill down into the numbers for a more detailed financial view.
In the future you’ll be able to easily apply for an unsecured loan through our app, and you can get a decision within minutes.
We plan to develop an option that provides you with a snapshot overview of your business’s financial health.
We’ll ensure your surplus cash is working hard for you by introducing competitively-priced Instant Access Savings Accounts via our app.
We plan to create a solution that allows quick access to cash tied up in outstanding invoices.
We aim to provide an on-demand working capital facility to ensure that you can manage day-to-day cash flow fluctuations and long-term obligations.
Where we’re unable to meet your needs, we want to ensure you have access to a wide range of lenders. This will enable us to do just that.
We intend to introduce additional outbound payments types from our savings accounts.
By creating multiple pots that allow you to stash money away from your main savings balance, we can help you save towards specific goals.
Help us build a better bank
How about sharing your ideas and feedback with us? We’re inviting you to become part of The Kitchen, a close-knit group of like-minded business owners that help test, prove and inform many of the decisions we make. Are you in?
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