Treasury Back Office Analyst

We’re Atom bank

The bank that’s leading the fintech charge!

We’re not like the rest. We’re true innovators, and we’re redefining what a bank should be. Ours is a bank for today and the future, a mobile-first bank. Forget the stuffy branches, with Atom you can bank whenever, wherever, faster, and simpler.

Could you be the next innovator to join us?

What will your ‘typical’ day look like? Different that’s for sure…:

At Atom bank, we’re not just building a bank; we’re building the future of finance. Our Treasury team sits at the heart of this, managing complex cash flows, navigating market risks, and driving decisions that shape our trajectory.

As a Treasury Back Office Analyst, you’ll be a vital person ensuring the smooth and efficient execution of all our Treasury operations. Think of yourself as the engine that keeps the whole shop running – meticulously managing the day-to-day activities that underpin our financial stability and growth.

What you’ll be doing:

• Orchestrating the full lifecycle of trade confirmations and settlements across diverse asset classes (securities, derivatives, money markets).
• Taking ownership of the end-to-end daily cash management process, ensuring seamless flow and accuracy.
• Guaranteeing timely and accurate execution of all Treasury payments within approved mandates.
• Providing crucial operational and payment support for our innovative Platform Lending propositions.
• Producing key daily reports, including collateral margin calls, to inform critical decision-making.
• Becoming a key user of our Treasury Management System (TMS), extracting vital information and assisting with the setup of new instruments.
• Collaborating closely with the wider Treasury and Finance teams on reporting, MI, journals, and reconciliations.
• Building strong relationships with internal teams (like Payments and Risk) and external counterparties to ensure smooth transaction processing.

What do we need from you?

• Exceptional attention to detail and the ability to thrive in a fast-paced environment with tight deadlines.
• Strong organisational and problem-solving skills.
• Excellent communication skills, with the ability to build strong working relationships across teams and with external partners.
• A proactive attitude and a willingness to learn and contribute to a dynamic, agile team.
• A solid understanding of banking fundamentals (accounting, products, payments) would be advantageous but not essential.

What you’ll get from us:

• Salary Range £32k-£40k
• Flexible remote first or hybrid working.
• 4-day work week
• Annual Share Option – performance-related
• Incredibly generous company pension scheme (maximum of 13% of Atom input – you can put in more)
• ‘All About Me’ fund: £200 per year to spend on personal development.
• 22.5 days annual leave plus public holidays
• Private Medical Insurance, Health Cash Plan & Life Insurance
• Electric Vehicle Scheme

PLEASE NOTE: You must have the legal right to work in the UK to apply for this role as Atom is unable to support Visa Applications/Sponsorship

Atom is an equal opportunities employer. We value you as an individual and therefore disregard race, religion/belief, gender, sexual orientation, maternity/pregnancy, age, gender reassignment, marriage/civil partnership and disability in any hiring decisions we make. Atom will always adhere to the Equality Act 2010.

All roles within Atom must adhere to the Conduct Rules as set out by the Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA)

As part of Atom bank’s commitment to the FCA’s Consumer Duty, Atom will, take all reasonable steps to avoid causing foreseeable harm to customers, take all reasonable steps to enable customers to pursue their financial objectives and act in good faith.