Business Analyst - Regulatory Specialist

We’re Atom bank

The bank that’s leading the fintech charge!

We’re not like the rest. We’re true innovators, and we’re redefining what a bank should be. Ours is a bank for today and the future, a mobile-first bank. Forget the stuffy branches, with Atom you can bank whenever, wherever, faster, and simpler.

Could you be the next innovator to join us?

What will your ‘typical’ day look like? Different that’s for sure…:

At Atom bank, Technology is at our core, powering a world-leading, app-based banking experience. Our Business Analysis function is the crucial bridge between business and technology, tasked with translating complex regulatory requirements into tangible business and technical solutions. If you’re passionate about owning change end-to-end and thrive in a dynamic environment, this role is for you.

What you’ll be doing:

• Strategic Problem Solving: Define, scope, and investigate business problems and opportunities, ensuring alignment with Atom’s strategic pillars.
• End-to-End Change Ownership: Lead the entire project lifecycle, from rigorous requirements gathering and process definition to full end-to-end traceability and implementation.
• Regulatory Translation: Crucially, you’ll interpret and transform complex financial regulatory standards (e.g., Basel II/III, IRB) into clear business and technical change requirements.
• Solution Design & Governance: Work closely with architecture to validate solution designs, facilitate process design, and ensure adherence to robust standards, policies, and frameworks.
• Agile Delivery: Drive decision-making within an Agile environment, contributing to the feature backlog and supporting efficient planning.

What do we need from you?

• Proven experience as a Business Analyst specifically within the banking sector.
• Strong practical knowledge of financial regulatory standards, including Basel II/III and IRB.
• Strong understanding and practical experience with Agile methodologies.
• Excellent written and verbal communication skills, with a proven ability to build rapport, influence stakeholders, and drive decision-making.
• A highly analytical, critical thinker, and natural problem-solver.
• Strong understanding of Business Analysis tools and best practices.
• Exposure to data analysis, data management, data modelling, and data visualisation, including SQL and Tableau.

What you’ll get from us:

• Flexible hybrid working.
• 4-day work week
• Incredibly generous company pension scheme (maximum of 13% of Atom input – you can put in more)
• ‘All About Me’ fund: £200 per year to spend on personal development.
• 22.5 days annual leave plus public holidays
• Private Medical Insurance, Health Cash Plan & Life Insurance
• Electric Vehicle Scheme

PLEASE NOTE: You must have the legal right to work in the UK to apply for this role as Atom is unable to support Visa Applications/Sponsorship

Atom is an equal opportunities employer. We value you as an individual and therefore disregard race, religion/belief, gender, sexual orientation, maternity/pregnancy, age, gender reassignment, marriage/civil partnership and disability in any hiring decisions we make. Atom will always adhere to the Equality Act 2010.

All roles within Atom must adhere to the Conduct Rules as set out by the Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA)

As part of Atom bank’s commitment to the FCA’s Consumer Duty, Atom will, take all reasonable steps to avoid causing foreseeable harm to customers, take all reasonable steps to enable customers to pursue their financial objectives and act in good faith.