Opening a savings account that gives little reward can feel a bit like filling a paddling pool with a teeny tiny toy watering can – it can be frustratingly slow to see any results at all. But, with a Fixed Saver from Atom, you get very competitive rates and you’ll know in advance exactly how much interest you’ll earn on your money.
|1 Year Fixed Saver||Annual interest||Gross 1.75%||AER 1.75%||Product Summary|
|1 Year Fixed Saver (monthly interest)||Monthly interest||Gross 1.74%||AER 1.75%||Product Summary|
|2 Year Fixed Saver||Annual interest||Gross 1.90%||AER 1.90%||Product Summary|
|2 Year Fixed Saver (monthly interest)||Monthly interest||Gross 1.88%||AER 1.90%||Product Summary|
|3 Year Fixed Saver||Annual interest||Gross 2.05%||AER 2.05%||Product Summary|
|3 Year Fixed Saver (monthly interest)||Monthly interest||Gross 2.03%||AER 2.05%||Product Summary|
|5 Year Fixed Saver||Annual interest||Gross 2.40%||AER 2.40%||Product Summary|
|5 Year Fixed Saver (monthly interest)||Monthly interest||Gross 2.37%||AER 2.40%||Product Summary|
2. Choose your product and save
3. Pass through our in-app security checks
“How on earth do Atom offer such brilliant rates?!” It’s a question we get asked a lot, and the answer’s pretty simple. Atom is the UK’s first bank built exclusively for mobile. We don’t have branches, so we don’t spend our cash on those fiddly pens on chains or those paper cups that only hold a thimble of water.
Because we have less overheads, we can pass the savings onto you. It’s that straightforward. We want to make banking easier, more transparent and better value for customers.
We’re fully licensed by the FCA and PRA, so you can rest assured, we’re the real deal.
Any questions? Well, we’ve got actual humans based at our HQ in Durham to help you on the phone, 24/7, 365 days a year. Or you can use live chat in the app or even Twitter, whichever you prefer.
We’re safe and secure – and your money and data will be safe and secure with Atom.
Anything up to the value of £85,000 is protected by the FSCS and we keep your data secure behind a wall of state-of-the-art biometric security. You can only access your accounts with your voice, a scan of your face, or via a unique six-digit passcode. We map your face and scramble this into data, so it’s just letters and numbers; not even a real image.
Looking after customers is our number one priority.
“Amazed that a technophobe like me could set my account up easily using the app. Obviously very well designed - 10/10” Confirmed Purchaser (20.40.17)
“The app is very very straight forward - 8/10” Ian, London (26.04.17)
“Atom’s security is first class with face ID, voice recognition and security number - 10/10” Stephen, Oswestry (27.04.17)
“Brilliant for setting up. The team are great and answered all my questions - 10/10” Zena, Newcastle (20.04.17)
Right, to get started just download the app
*AER means annual equivalent rate and is designed to make it easy for you to compare savings products. It tells you how much interest you’d earn if you put some money in an account and left it there for a full year. It takes account of things like how often the interest is paid and assumes any interest paid during that year is added to the balance and earns interest.