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Fixed Saver

If you’re saving for something special and have a lump sum to put away, a Fixed Saver could be a good option, as it lets you know in advance what interest you’ll earn on your money.


With a range of terms available, you’ll benefit from a competitive rate that always stays the same for the duration of the term. And the longer you lock your money away for, the higher the interest rate will be.

Fixed Saver at a glance

Check out our rates

More about our Fixed Saver

  • You can open as many Fixed Saver accounts as you like
  • Deposits can be made by electronic transfer from another bank or building society
  • You’ve got until 9pm on the same day the following week after your account has been opened to add your funds (this is your deposit window)
  • There’s no cooling off period associated with this account
  • Additional funds can only be added whilst the deposit window is open
  • We’ll automatically remind you when your fixed rate is about to end
  • Once the deposit window has closed, we can’t accept any further deposits
  • Your money is protected by the FSCS, up to the value of £85,000 Read about FSCS protection
  • Get access to our Fixed Saver on your Apple device Apple App Store
  • Or on Android Google Play Store

Our T&Cs

You’ll receive a fixed rate of interest on your money for the term of the product

You must be at least 18 years old and a UK resident to open this account

This account can only be opened in a single name

No withdrawals or transfers are allowed until maturity

View our Fixed Saver T&Cs

Like the sound of a Fixed Saver?

You’ll need the App, so use the links below to head to your app store.

Interested?

Want the latest from Atom HQ, including current account updates? Sign up here

Let us know what you are interested in
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