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Fixed Savers up to 2.30% AER*

Opening a savings account that delivers small rewards can feel like playing tennis with no opponent – very little returns. But with a Fixed Saver from Atom, you get up to 2.30% AER. *AER means annual equivalent rate. It tells you how much interest you’d earn if you put your money in an account and left it there for a full year.

Fixed Savers at a glance

Speedy application

Speedy application

Open an account in minutes
360 view

360° view of your cash

See how much you’ve put in and how much interest you’ll earn in the future
Money is secure

Your money is secure

Our multi-level biometric systems means it’s easy, but safe, to log into your accounts
Low deposit high limit

Low deposit, high limit

Save from just £50 to a maximum of £100,000 across all our  savings products
Once your account is open, no withdrawals are allowed until your account matures

Our latest rates

Product Interest Type Rates
1 Year Fixed Saver Annual interest Gross 1.80% AER 1.80% Product Summary
1 Year Fixed Saver (monthly interest) Monthly interest Gross 1.79% AER 1.80% Product Summary
2 Year Fixed Saver Annual interest Gross 2.05% AER 2.05% Product Summary
2 Year Fixed Saver (monthly interest) Monthly interest Gross 2.03% AER 2.05% Product Summary
3 Year Fixed Saver Annual interest Gross 2.15% AER 2.15% Product Summary
3 Year Fixed Saver (monthly interest) Monthly interest Gross 2.13% AER 2.15% Product Summary
5 Year Fixed Saver Annual interest Gross 2.30% AER 2.30% Product Summary
5 Year Fixed Saver (monthly interest) Monthly interest Gross 2.28% AER 2.30% Product Summary

What customers really think about us

Amazed that a technophobe like me could set my account up easily using the app. Obviously very well designed - 10/10” Confirmed Purchaser (20.04.17)

The app is very, very straight forward - 8/10” Ian, London (26.04.17)

Atom’s security is first class with face ID, voice recognition and security number - 10/10” Stephen, Oswestry (27.04.17)

Brilliant for setting up. The team are great and answered all my questions - 10/10” Zena, Newcastle (20.04.17)

FSCS protection

What's all this about? Well, in a nutshell your money will be covered by the Financial Services Compensation Scheme (FSCS) which means your deposits are protected up to £85,000.

I want in. How do I do it?

Get the app

Download the Atom app from the Google Play or Apple App Store

Pick the product you want

There’s a raft of rates to choose from

Pass our in-app security checks

We’ll run the code and get you started

A Fixed Saver account up to 2.30% AER*

Snap one up. Get tapping to grab this competitive rate.

Don't forget...

One week deposit window

Once your account is open you've got until 9pm on the same day of the following week to add your funds

Seven days

When the deposit window has closed, we can't accept any more deposits

So easy to fund

You can make a deposit by electronic transfer from another bank or building society

No cooling off

Because this is a Fixed Saver, there's no cooling-off period on this account

Open as many accounts as you like

As long as the maximum you save with us is £100,000 across all your accounts, you can have lots of different pots from just £50 each

We'll keep you updated

We'll give you a nudge when your fixed rate period is about to end