Secured Loans

We’re only accepting applications for CBILS loans at the moment. Want to find out if you’re eligible? Head over to our CBILS page.

Why we're different

Straightforward products and lending criteria

Transparent pricing - no haggling, no hidden fees

Your broker has direct access to our underwriters

Brokers can advise you on the best deals available on the market, so you find the right loan for your business - even if it isn’t with us.

How it works

1. Find a broker

They’ll help you decide if Atom bank has the right type of loan for you.

2. Your broker applies

They complete our quick and easy enquiry form for you.

3. ID and verification

We do a precautionary ID check on you and your business - just to make things extra safe.

4. We get down to business

We assess your application, and the documentation you’ve supplied via your broker, and get back to them with a decision as soon as possible.

5. Decision time

We always want to deliver good news, but if we decline your application we’ll always try and tell you why.

Find a broker

We’re only accepting applications for CBILS loans at the moment. Want to find out if you’re eligible? Head over to our CBILS page.