Atom’s an app-only bank

Atom’s a challenger bank. What does that mean? We’re challenging banking norms and offering our customers a new, easier, more efficient way of banking. Put simply, we’re a digital bank that you can only access through an app on your smartphone or tablet.

Three mobile phones displaying different screens from the Atom bank app

Being an app-based bank means there are:

No high street branches

No paper statements to hang on to

No clunky websites to navigate

Instead, you’re only ever a few swipes or taps away from your own personal bank in your pocket. Our app is super slick and secure, and is available for iOS and Android. Once you’ve downloaded it you can access your accounts wherever, whenever.

The benefits of app-only banking with Atom:

You can bank anywhere

Access your accounts, statements and info 24/7

Our app security keeps you and your money safe

Award winning customer service is available in app, from 8am-8pm, 365 days a year

You're still protected by the FSCS protection up to £85,000

The app is easy to use and intuitive - just read the reviews

Download our app today

If you're ready to simplify the way you bank and challenge the big boys in banking, we'd love to welcome you to the Atom family.

instant saver completion screen