How to get started
Download the app
Head to your app store on your device or scan the QR code above to download the Atom bank app.
Sign up
Register with us and use your face, voice and a passcode to set up your security.
Start saving
Choose one of our savings products, or get a code to start tracking your mortgage, and you’re ready to go!
What type of account would you like?
Saving for your goals is easier with our range of personal savings accounts. We offer simple, transparent accounts designed to help your money grow faster.
Explore our different easy access and fixed rate savings accounts below.
Instant Saver
With 24/7 access, your money will earn interest and still be on hand, whenever you need it. You’re always just a few taps away from withdrawing your funds.
Open a savings account with £0.
Unlimited withdrawals.
24/7 access to funds from our app.
A great savings choice if:
You want to earn interest on your savings, but still need instant access to your money whenever you need it.
Find out moreInstant Saver
Reward
Get a higher Reward rate when you don’t withdraw your funds, plus all the features of an Instant Saver. And if you do withdraw, your rate reverts back to the Reward rate the next month.
You’re rewarded when you keep saving but can still dip in at any time when you need to withdraw and earn at the Withdrawal rate.
Unlimited access to your funds from our app 24/7.
Open a savings account with £0.
A great savings choice if:
You want to be rewarded for sticking to a savings habit, but still need access to your money.
Find out more